Skip Menu
We have a vacancy on our Supervisory Committee. Learn More about how you could help shape the future of Gesa Credit Union.
Reminder: Gesa will never ask for your OTP code—do not share it over the phone! Recent phishing attempts were blocked, but staying vigilant helps protect your account. Visit our Fraud Protection page to learn more.
Locations
Español
Rates
Make a payment
Support

Routing Number: 325181248

Become a member
Log In

Our love for our communities is central to all we do.

Total Giveback in 2024
$ 0

11,210

Educational participants

Learn More
$476,527To 44 Local Heroes grants
$380,137Affinity Card School Donations
$50,000Hunger Action Month Donations
$100,000Scholarships
220Education sessions and simulations
16High School Credit Unions
150+HSCU Program student participants
6,184Gesa Volunteer Hours
600Toys collected for children in need
Gesa Pavilion
We’re bringing more free events, affordable programming, and community support to Spokane.
Learn More
Student-run Credit Union at Ridgeline High School
Students at Ridgeline High School have a new way to get real-world financial experience during their school day.
Read Story
Gesa Day of Service
Our third annual "Day of Service" showcased remarkable community spirit, with 456 team members volunteering over 2,280 hours to help local nonprofits across Washington.
Read Story
Gesa Credit Union and KSD Expand Partnership
Gesa and Kennewick School District have launched a co-branded Affinity Debit Card to support local students through Mid-Columbia Partnership.
Read Story
2024 Local Heroes Program
Gesa Credit Union announces the 2024 Local Heroes Grant, offering $400,000+ to healthcare workers, firefighters, teachers, law enforcement, and Veterans.
Read Story
Post Falls Branch Opening
Gesa Credit Union announces its first full-service branch outside of Washington state is coming to Post Falls, Idaho.
Read Full Story
Forevergreen Card Launch
Discover the impact of the new affinity card that converts swipes into new trees.
Read Story

6,184 Volunteer Hours

Our passionate team members are the heart of Gesa, going above and beyond volunteering and dedicating their time to community service. We’re proud of our team’s commitment to making a difference where it matters most!

A group of people wearing matching "Team Gesa" shirts sit on the ground in front of a blue Gesa Credit Union van, petting a brown dog. Various pet supplies like food and toys are scattered around them on the pavement.
Image of a Gesa Credit Union promotional booth set up outdoors, with a blue Jeep parked next to it. The booth has a blue tent with the Gesa logo, and three smiling people in blue Gesa t-shirts are standing behind a table with promotional materials. A sign on the booth reads "Enter to win!" next to an image of a Yeti cooler, the prize for the giveaway.

457 Community Events

We love being part of our local scene! You’ll find us out and about connecting with neighbors, sharing resources, and creating great memories at events around our community.

Ways We Give Back

Smiling police officer in uniform standing in front of a police vehicle

Local Heroes

Our grant program that supports local healthcare workers, firefighters, teachers, law enforcement, and Veterans.

Learn More

More stories

Read All Stories
Routing Number: 325181248
Facebook-f Instagram X Vimeo Linkedin
Gesa Credit Union
51 Gage Blvd. Richland, WA 99352

Banking

Loans

Business banking

Investment services

Contact us

Locations and ATMs

Make a payment

Careers

Resources

Forms

Website Accessibility

Privacy Policy

LPL Financial Form CRS

NCUA
Federally insured by NCUA
Equal Housing Opportunity

Equal Housing Opportunity

CO-OP Shared Branch

Co-op Shared
Branch

© 2025 Gesa Credit Union. All Rights Reserved.

Back

Help when you need it.

Gesa makes banking as easy, convenient and secure as possible.

See All Resources
Resources
Quick Links

Routing Number
325181248

Contact
51 Gage Blvd.
Richland, WA 99352

(888) 946-4372

Back

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Gesa's Community Impacts
In the Community
About Gesa
WSU Affinity Card

Affinity debit cards give back to your community when you swipe.

Back

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Gesa For Businesses
Business East

Business Visa:
A low-rate card made for business owners.

Learn More

Back

Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Explore Promotions
Gesa customer using card

Up to 5.00% APY
On select checking accounts!

Learn More

For You
For Your Business
About Gesa
Resources
Join Gesa
Locations

Español

(888) 946-4372

Routing Number 325181248

Sign In
We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

  • Social Security Number (SSN)
  • Color copy of driver's license, state ID, or US Passport
  • Contact info
  • Opening deposit by debit card or e-transfer*
    *Credit cards are not accepted.
Get Started
Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

Log In to Online Banking

Notes & Fees Glossary

Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* * * * *