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Scams’ Impact on Members

Engaging in any potential scam may result in many negative impacts to you.

Potential Impacts

  • A loss of goods and/or money that cannot be traced or recovered by Gesa.
  • Identify theft
  • Negative impacts to your credit history.
  • Loss of membership at Gesa Credit Union.
  • Online Banking can be compromised.

What can I do to protect myself from fraud?

  • Do not send money.
  • Do not engage with the scammer. Cut off all communication.
  • Only deal with people locally and in person.
  • Increase security settings on social media.
  • Do not accept friend requests from people you do not know.
  • Limit personal information that you post.
  • Be a skeptic – if it appears too good to be true, it most likely is.

Who should I contact if I think I’m a victim of fraud?

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business East

Business Visa:
A low-rate card made for business owners.

Learn More

We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

You can easily change your debit card through our affinity form.

Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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