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Routing Number: 325181248

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Interest rates for SBA Loans

Interest rates are negotiated between the borrower and the lender but are subject to SBA maximums. Interest rates are typically variable based on Wall Street Journal Prime Rate. Your payments and interest rate can adjust quarterly up or down based on prime rate. See your SBA Relationship Manager to learn more about Gesa Credit Union SBA interest rates.

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Routing Number: 325181248
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Gesa Credit Union
51 Gage Blvd. Richland, WA 99352

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Routing Number
325181248

Contact
51 Gage Blvd.
Richland, WA 99352

(888) 946-4372

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People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

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Affinity debit cards give back to your community when you swipe.

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We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Gesa For Businesses
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Business Visa:
A low-rate card made for business owners.

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Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

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Up to 5.00% APY
On select checking accounts!

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(888) 946-4372

Routing Number 325181248

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We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

  • Social Security Number (SSN)
  • Color copy of driver's license, state ID, or US Passport
  • Contact info
  • Opening deposit by debit card or e-transfer*
    *Credit cards are not accepted.
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Call (888) 946-4372 or apply at a branch

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Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* * * * *