A Student Checking account makes managing money easy.
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of 03/04/23 or the first day of the month – the last dividend declaration date.
Dividends on Student Checking Accounts are calculated using the daily balance method and will be credited to the member’s account every month. Rate may change after the account is opened. If you close your account before dividends are paid, you will not receive the accrued dividends. The minimum balance to open an account is $5.00, the par value of a share. Courtesy Pay is not offered on Student Checking Accounts. Only electronic transactions such as debit card or ACH transactions are permitted. Fees could reduce earnings on the accounts.
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of or the first day of the month – the last dividend declaration date.
Dividends on Student Checking Accounts are calculated using the daily balance method and will be credited to the member’s account every month. Rate may change after the account is opened. If you close your account before dividends are paid, you will not receive the accrued dividends. The minimum balance to open an account is $5.00, the par value of a share. Courtesy Pay is not offered on Student Checking Accounts. Only electronic transactions such as debit card or ACH transactions are permitted. Fees could reduce earnings on the accounts.
On account balances $0 – $500
APY*
On account balances over $500
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You swipe; we donate — at no cost to you!
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of 07/01/2022 or the first day of the month – the last dividend declaration date.
Dividends on Student Checking Accounts are calculated using the daily balance method and will be credited to the member’s account every month. Rate may change after the account is opened. If you close your account before dividends are paid, you will not receive the accrued dividends. The minimum balance to open an account is $5.00, the par value of a share. Courtesy Pay is not offered on Student Checking Accounts. Only electronic transactions such as debit card or ACH transactions are permitted. Fees could reduce earnings on the accounts.
24-hour access to your accounts to make transfers, deposit checks, and more.
Learn morePay for your purchases with your Gesa debit or credit card on your smartphone.
Learn moreCard manager and custom alerts to keep you in the loop about your money.
Learn moreWe believe in growing your money. That's why we have no monthly service charges on our Smart and SmartPlus checking accounts.
Learn moreGet early access to your direct deposit before it lands in your checking account
Learn moreRound up your transactions to the next whole dollar and grow your savings effortlessly.
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Snag your choice from over 65 Affinity cards that fund your local high school, plant trees in the PNW, or give back to local heroes like healthcare workers, firefighters, law enforcement, educators, or Veterans.
When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
ATM fee rebates are only allowed for eligible Colossal Checking accounts. To qualify, the accounts must have a valid email address, complete 18 debit card purchases, have at least one direct deposit or external ACH auto debit set up, and receive eStatements. For accounts that qualify, ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction.
All Gesa consumer checking accounts have no monthly service charges.
Gesa offers many other services to help members accomplish their financial goals, such as Cashier’s Checks, Safe Deposit Boxes, Savings Bond Redemption, and Notary Service.
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