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Routing Number: 325181248

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Commercial Loans –

Government
Guaranteed Loans

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Why work with us?

Preferred lending provider Over 50 years of experience Local decision making 24 business hour response time

Government Loan Options

SBA Loans

SBA Loans

Great for small business looking to secure capital for growth.

  • SBA Quick Loan/Line
  • 7(a) business loan
  • Express Lines of Credit
  • 504 Loan
  • Working Capital Pilot
  • Cap Lines
Learn more
USDA Loans Texture

USDA Loans

Reliable for small business looking to develop in rural regions.

  • Purchase or refinance commercial 
real estate
  • Purchase, remodel, or expand 
your business
  • Purchase or refinance equipment debt
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Industry Specialties

The image shows three women sitting together in a casual office environment, engaged in a friendly conversation. One woman, in the center, is smiling warmly, while the other two women face her, listening and chatting. The atmosphere is light and collaborative, with the women appearing relaxed and engaged in their discussion.
  • Adult Care & Rehabilitation
  • Car Washes
  • Manufacturing
  • Gas Station/C-Stores
  • Auto Repair & Auto Body
  • CPA/Accounting 
  • Self Storage
  • Medical 
  • Dental | Chiropractic
  • Physical Therapy
  • Veterinary
  • HVAC/Plumbing/Electrical
Paul Long

Paul Long | Contact
SBA Lending Manager/Team Leader

Sunwan Shon

Sunwan Shon | Contact
SBA Sales Manager

Erica Lee

Erica Lee | Contact
SBA Relationship Manager

Sunwan Shon

Sunwan Shon | Contact
SBA Sales Manager

Our relationship managers are here to help

Paul Long

Paul Long | Contact
SBA Lending Manager/Team Leader

Sunwan Shon

Sunwan Shon | Contact
SBA Sales Manager

Erica Lee

Erica Lee | Contact
SBA Relationship Manager

Sunwan Shon

Sunwan Shon | Contact
SBA Sales Manager

Our resource library

Government loans are complicated, we have answers

We’ve created a resource center to guide you through the government loan application process. Our materials are designed to be easy to understand, even if you’re new to this type of assistance.

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Routing Number: 325181248
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Gesa Credit Union
51 Gage Blvd. Richland, WA 99352

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Routing Number
325181248

Contact
51 Gage Blvd.
Richland, WA 99352

(888) 946-4372

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We have the accounts, products, and services to help you and your small business succeed.

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A low-rate card made for business owners.

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With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

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Up to 5.00% APY
On select checking accounts!

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We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

  • Social Security Number (SSN)
  • Color copy of driver's license, state ID, or US Passport
  • Contact info
  • Opening deposit by debit card or e-transfer*
    *Credit cards are not accepted.
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Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* * * * *