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Promotions –

Earn up to $500 for referring friends & family

A little word of mouth puts cash in your account

Did you know you could earn up to $500 for referring friends and family members to the credit union that supports local and gives back to the community?

It’s true! If you’re already a Gesa member, you’ll get $50 for every qualified referral who joins—up to ten people and $500.

If you’re not a member yet, it’s a great time to join—you’ll get $50 for yourself and $50 more for every qualified referral who joins—up to ten people (including you) and $500.

It’s normal to have questions, and we can help! Visit your local branch, or call us at (888) 946-4372 for your referral code.

Notes and Fees

Only one $50 referral incentive payment will be made per new referred member once all qualification criteria are met. See full Terms and Conditions at gesa.com/promotions/friends-and-family-referral. New members can refer up to 9 new members. Existing Gesa members can refer up to 10 new members. For both new members and existing members, a maximum of $500 in referral incentives may be claimed each calendar year. New members will receive a $50 incentive for being successfully referred to Gesa and meeting all qualification criteria. This promotion is available for a limited time only and can end at any time.

For the referrer and referee to be eligible for the referral incentive, the referree must open a savings account and SmartPlus checking account, and, within the first 90 days of account opening, sign up for online banking, enroll in eStatements, open a debit card, complete 10 qualifying debit card transactions (ATM transactions excluded), and set up a recurring direct deposit of $250 or more. The checking account must be opened with a minimum deposit of $25 if opened online. No minimum ongoing balance is required to obtain the referral incentive(s). Referral incentives will be paid by direct deposit into the member’s savings account after all qualification criteria are met and within 90 days of the SmartPlus checking account being opened. New members must not have had a Gesa membership within the last 90 days to qualify for this program. The incentive payments are subject to required IRS reporting.

See full Terms and Conditions for details.

Refer a friend
Earn $50 for every qualifying friend, family member, coworker, neighbor, or acquaintance you refer!

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

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A low-rate card made for business owners.

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We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

You can easily change your debit card through our affinity form.

Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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