Promotions –

*APR = Annual Percentage Rate. Offer valid for auto loans currently financed through other financial institutions only and not available for new purchases. Cash out refinances from other institutions and own title loans are acceptable. Auto loans must be at least 90 days old in order to refinance with Gesa. Existing loans financed through Gesa are not eligible for this promotion. In order to qualify for the lowest rate of 5.24% and no payments until 2025 (or 120 days to first payment) with interest continuing to accrue during this time, you must meet certain credit criteria and have relationship pricing. Relationship pricing includes 0.25% discount for having a Gesa checking account, and 0.50% discount for having a Gesa Visa® credit card. Additionally, rate includes 0.25% discount for autopay transfer from a checking or savings account at the time the loan is originated by members who refinance with Gesa. Not all members will qualify. Ineligible Collateral: Vehicles greater than one ton, any vehicles or collateral titled as commercial or intended for commercial use. No salvage vehicles, branded titles, lemon-law buy-backs, straw purchases, or vehicles/motorcycles over 125,000 miles. All loans subject to approval. Contact Gesa Credit Union for details.