Routing Number 325181248
We have a vacancy on our Supervisory Committee. Learn More about how you could help shape the future of Gesa Credit Union.
Imagine yourself in your new or used ATV, snowmobile, horse trailer, camper, or toy hauler. You choose how you want to spend your days, doing whatever you love, and we’ll help you with the loan.
| APR* (as low as) | Loan Amount** | Max Term | Vehicle Age |
| No Minimum | 48 | 2020+ | |
| No Minimum | 60 | 2020+ | |
| No Minimum | 72 | 2020+ | |
| $20,000 + | 84 | 2020+ |
| APR* (as low as) | Loan Amount** | Max Term | Vehicle Age |
| No Minimum | 48 | 2011 – 2019 | |
| No Minimum | 60 | 2011 – 2019 | |
| No Minimum | 72 | 2011 – 2019 | |
| $20,000 + | 84 | 2011 – 2019 |
* APR = Annual Percentage Rate.
Rates, terms, and fees are subject to change
** Maximum loan amount is $100,000.
Rates are effective as of .
Rate includes 0.25% discount for member having a Gesa checking account and 0.50% for having a Gesa Visa® credit card. Additionally, rate also includes 0.25% discount for auto transfer from a checking or savings account at the time the loan is originated.
On other new collateral loans, we will finance 100% of MSRP plus tax, license, GAP, MBP, and debt protection. On other used collateral loans, we will finance 100% of retail book plus tax, license, GAP, MBP, and debt protection. Includes a $75 documentation processing fee. Rate is dependent on credit qualifications. Other rates and terms available. Rates, terms, and fees subject to change without notice. Contact Gesa for full program details.
Ineligible Collateral: Salvage vehicles, branded titles, lemon law buybacks, or vehicles with over 125,000 miles.
Payment Example – Other New or Used Collateral Loan: fixed rate; terms to 60 months. $19.68 a month per $1,000 based on a 5-year loan at 6.74% APR.
Within minutes you can be pre-approved online or over the phone, so you’ll be ready to drive into the sunset when you find the new or used vehicle of your dreams. Our rates are always affordable for new or used vehicles, even for first-time buyers.
With Gesa to Go, you can enjoy the convenience of fast loan approval at participating auto, RV, and marine dealerships. It’s just one more way we offer convenient loan service for our members.
You can make a payment in two easy ways:
Learn more about how to make loan payments.
Make a Payment – easy ways to pay
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Equal Housing Opportunity
Co-op Shared
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Gesa makes banking as easy, convenient and secure as possible.
Gesa credit union is committed to making a positive impact in the communities we serve.
Affinity debit cards give back to your community when you swipe.
We have the accounts, products, and services to help you and your small business succeed.
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
Up to 5.00% APY
On select checking accounts!
Routing Number 325181248
Applying should only take a few minutes. Please have these documents ready:
Use your online banking log-in to pre-fill your application with saved information.
You can easily change your debit card through our affinity form.
| Disclaimer | |
|---|---|
| *APY | * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. |
| SmartPlus Checking | *To earn the higher rate, you must:
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