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Routing Number: 325181248

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Personal loans —

One-size-fits-all is for sweatpants

Loans to fit your lifestyle

Gesa offers a variety of loans that empower you to take charge of your finances and help you reach your financial goals.

  • Affordable rates
  • Variety of terms
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Credit Cards

Share Secured Loans

With the convenience of borrowing at a low rate, Gesa’s Share or Certificate Secured loans allow you to build or re-build your credit.

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Apply for a personal loan today

A Personal Loan is an unsecured signature loan and can be useful when you need a set amount of funds for a specific purpose. This offers flexibility, giving you the assurance that temporary cash flow problems won’t hinder your long‑term goals.
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Routing Number: 325181248
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Gesa Credit Union
51 Gage Blvd. Richland, WA 99352

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Gesa makes banking as easy, convenient and secure as possible.

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Routing Number
325181248

Contact
51 Gage Blvd.
Richland, WA 99352

(888) 946-4372

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People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Gesa's Community Impacts
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WSU Affinity Card

Affinity debit cards give back to your community when you swipe.

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We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Gesa For Businesses
Business East

Business Visa:
A low-rate card made for business owners.

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Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

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Up to 5.00% APY
On select checking accounts!

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(888) 946-4372

Routing Number 325181248

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We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

  • Social Security Number (SSN)
  • Color copy of driver's license, state ID, or US Passport
  • Contact info
  • Opening deposit by debit card or e-transfer*
    *Credit cards are not accepted.
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Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

You can easily change your debit card through our affinity form.

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Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* * * * *