Skip Menu
We have a vacancy on our Supervisory Committee. Learn More about how you could help shape the future of Gesa Credit Union.
Auto Loans โ€”

Roll into the showroom with confidence

With our affordable rates, flexible terms, and trusted know-how, we have everything you need to take your leap whether youโ€™re a first-time buyer or an experienced car shopper.

Auto loan rates that donโ€™t break the bank

APR*
(as low as)
Loan Amount**Max. Term
(months)
Vehicle Age
5.24%No Minimum362021+Apply now
5.24%No Minimum482021+Apply now
5.24%No Minimum602021+Apply now
5.49%No Minimum722021+Apply now
5.74%$15,000+842021+Apply now
Notes & Fees

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
** Maximum loan amount is $200,000. Rates are effective as of 02/01/2025.

Rate includes 0.25% discount for having a Gesa checking account, and 0.50% discount for having a Gesa Visaยฎ credit card. Additionally, rate includes 0.25% discount for auto transfer from a checking or savings account at the time the loan is originated.

On new and used auto loans, max advance (loan value) is based on approved credit tier plus tax, license, and dealer add-ons that are claimed refundable. Includes a $150 documentation processing fee. Rate is dependent on credit qualifications. Other rates and terms available. Rates, terms, and fees are subject to change. Contact Gesa for full program details.

Ineligible Collateral: salvage vehicles, branded titles, lemon law buybacks, or vehicles with over 125,000 miles.

Gesa offers a range of rates that depend on factors such as credit history, loan term, and Gesa account. Actual rates are disclosed to approved applicants in writing prior to loan consummation.
02/01/2025.

Payment Example โ€“ New or Used Auto Loan: fixed rate; terms to 60 months. $18.99 a month per $1,000 based on a 5 year loan at 5.25% APR.

Pre-approved

Stroll into the showroom with a pre-approved loan

Within minutes you can be pre-approved online or over the phone, so youโ€™ll be ready to drive into the sunset when you find the new or used vehicle of your dreams. Our rates are always affordable for new or used vehicles, even for first-time buyers.

Gesa to Go Partner Dealers

With Gesa to Go, you can enjoy the convenience of fast loan approval at participating auto, RV, and marine dealerships. Itโ€™s just one more way we offer convenient loan service for our members.

Find a Gesa to Go Dealer

Why hit the road with Gesa?

Texture

Still have questions?

You can make a payment in two easy ways:

  • With a Gesa account
  • With a non-Gesa account

Learn more about how to make loan payments.

Make a Payment โ€“ easy ways to pay

 

Click the link to learn more about coupon books:

Order Loan Coupon Book

 

Click the link to learn more about skipping a payment:

Skip a Payment

Still have questions?