Take your business to the next level with flexible checking and savings accounts, competitive rates, and convenient online banking. Support your business while helping your local communities grow.
For small and commercial businesses that have a high volume of deposits and checks each month
Best for small businesses that have a low volume of transactions and want an economical account that’s easy to manage.
Tailored for small and medium-sized businesses with a moderate level of account activity.
A specialized business checking account with tiered interest rates, perfect for municipalities in Washington only.
This checking account offers tiered interest rates for nonprofit organizations across Washington, Oregon, and Idaho.
Best for small and commercial businesses looking for competitive rates and overdraft protection for a checking or money market account.
Best for those looking to earn higher dividends.
Ideal for commercial businesses that have established a target balance.
Best for small and commercial businesses seeking a higher-yield, fixed-rate savings account for excess funds.
Exclusively for legal professionals, this interest-bearing trust account allows client funds to generate interest for the state’s Legal Foundation – available in Washington, Oregon, and Idaho.
Real estate trust accounts are business checking accounts for realtors and other real estate firms that need to separate client funds from their own. Interest earned on an IRETA is paid to housing assistance and education programs as directed by Oregon and Washington State.
For Idaho realtors and other real estate firms only, this non-interest account is designed for depositing pooled client funds.
There are times in life and business when you need a little extra help. In those unexpected situations when you are short on funds, Business Courtesy Pay may save you from merchant NSF fees, interruption of services, and the embarrassment and inconvenience associated with returned or declined items. You can choose one type of account coverage, or all three. Whatever works for you, works for us.
With a Gesa Commercial Term Loan or an SBA loan, you can grow your business with term loans for larger, long-term expenditures.
*APY = Annual Percentage Yield. Rates, terms, and fees are subject to change
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
Dividends on Business Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. The minimum balance to open the Savings Account is $100.00 and you must maintain a minimum $100.00 in your account to avoid a service fee. A minimum daily balance of $500.00 in the account each day is necessary to earn the stated APY. Fees could reduce earnings on the account. APY is accurate as of
Minimum deposit balance must be maintained to earn APY and fees may reduce earnings on the account. Early withdrawal penalties will apply. Certificate rates are for a limited time only.
APY is accurate as of and subject to change
A Business Member Share Savings account is required to establish membership. In the event operational fees are assessed to the IOLTA, they will be redirected and charged to the firm’s general operating account.
A Business Member Share Savings account is required to establish membership. In the event operational fees are assessed to the IRETA/RETA, they will be redirected to the firm’s general operating account.
Rates, terms, and fees are subject to change. Only available to nonprofit organizations located in Washington, Oregon, and Idaho.
$25 monthly service charge. Rates, terms, and fees are subject to change. Only available to municipalities located in Washington.
Dividends for the Business Money Market Account are calculated by a daily balance method which applies a daily periodic rate to the balance in the account each day. You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. The minimum balance to open a Money Market Account is $2,500.00. A minimum average daily balance of $2,500.00 is required to avoid a service fee for the calendar month. If the minimum average daily balance requirement is not met, you will be charged a service fee as stated in the Business Fee Schedule. New rates are set on the first of each month; rate may change after the account is opened. Fees could reduce earnings on the account.
*Per item includes checks, ACH debits and credits, deposits (excluding online banking transfers).
† All rates, terms, and fees subject to change. Contact Gesa for full program details.
*APY = Annual Percentage Yield. Rates, terms, and fees are subject to change
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.
Dividends on Business Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. The minimum balance to open the Savings Account is $100.00 and you must maintain a minimum $100.00 in your account to avoid a service fee. A minimum daily balance of $500.00 in the account each day is necessary to earn the stated APY. Fees could reduce earnings on the account. APY is accurate as of
Minimum deposit balance must be maintained to earn APY and fees may reduce earnings on the account. Early withdrawal penalties will apply. Certificate rates are for a limited time only.
APY is accurate as of and subject to change
A Business Member Share Savings account is required to establish membership. In the event operational fees are assessed to the IOLTA, they will be redirected and charged to the firm’s general operating account.
A Business Member Share Savings account is required to establish membership. In the event operational fees are assessed to the IRETA/RETA, they will be redirected to the firm’s general operating account.
Only available in Idaho. A Business Member Share Savings account is required to establish membership. In the event operational fees are assessed to the IRETA/RETA, they will be redirected to the firm’s general operating account.
Rates, terms, and fees are subject to change. Only available to nonprofit organizations located in Washington, Oregon, and Idaho.
$25 monthly service charge. Rates, terms, and fees are subject to change. Only available to municipalities located in Washington.
*Per item includes checks, ACH debits and credits, daesposits (excluding onine banking transfers)
Equal Housing Opportunity
Co-op Shared
Branch
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Gesa makes banking as easy, convenient and secure as possible.
Gesa credit union is committed to making a positive impact in the communities we serve.
Affinity debit cards give back to your community when you swipe.
We have the accounts, products, and services to help you and your small business succeed.
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
Up to 5.00% APY
On select checking accounts!
Routing Number 325181248
Applying should only take a few minutes. Please have these documents ready:
Use your online banking log-in to pre-fill your application with saved information.
