Pick your card and give back with every swipe.

$1 million

Awarded to local schools

Gesa’s Affinity Partnerships support over 30 community organizations.

Gesa is committed to making a positive impact in the communities we serve. This unique program empowers you and all our members to earn funds for local schools or community organizations just by using your debit card, and costs you nothing.

Liberty Christian Patriots

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Become a member and swipe for a better community.

Now is the best time to join Gesa. It’s never been so easy to passively support the people and programs you love. You also can enjoy all the additional perks that come with membership.

All

Collegiate

K-12 Schools

Local Heroes

Other

Sports

All

Collegiate

K-12 Schools

Local Heroes

Other

Sports

Affinity Card - Edmonds School Foundation

Hazen High School Highlanders

Mount Tahoma

Silas High School

Lincoln High School

Foss High School

Vanguard Academy

Prosser High School Mustangs

Forevergreen

With the Forevergreen debit card, we support tree-planting efforts in the Pacific Northwest every time you use your card.

Heritage University

West Valley High School

Stadium High School

Lindbergh High School Eagles

Renton High School Redhawks

Talley High School Otters

Edmonds-Woodway Warriors

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

WestSide Affinity Card

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Wenatchee Affinity Card

Walla Walla High School Blue Devils

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Veterans – Local Heroes

The Veterans Local Heroes Gesa debit card provides the opportunity for you to support Veterans in communities across Washington State.

Teachers – Local Heroes

The Teachers Local Heroes Gesa debit card provides the opportunity for you to support teachers in communities across Washington State.

Emerald Ridge High School

University High School

Spokane Valley High School

Ridgeline High School

Mica Peak High School

Central Valley Highschool

Pullman High School

Pullman Public Schools

Ephrata High School

Mid-Columbia

St Patrick Saints

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Puyallup High School

Rogers High School

Walker High School

Puyallup Digital Learning

Tri-Tech Skills Center

River’s Edge

Tri-Cities Prep

Tacoma Public Schools

Naches Valley High School Rangers

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Tri-City Dust Devils

The official Dust Devils debit card donates credit union funds to local youth baseball whenever you swipe.

Delta High School

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Davis High School Pirates

Your support funds projects that enhance the educational experience in schools across the Yakima School District.

Columbia High School Coyotes

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

College Place High School Hawks

Your support helps fund students in Future Business Leaders of America attend state and national leadership conferences.

Chiawana High School Riverhawks

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Tri-City Americans

Take your Americans pride everywhere you go! Gesa is proud to be the official credit union of the Tri-City Americans.

Liberty Christian Patriots

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Moses Lake High School Mavericks

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Eastmont High School Wildcats

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Columbia Basin College Hawks

Your support contributes to the Student Emergency Fund, which is used for books, supplies, rent, and tuition.

Everett Community College Trojans

Your support funds areas of greatest need across the college community.

Highline College Thunderbirds

Your support funds emerging needs of the college community, such as emergency support for students and funding for staff and faculty driven projects.

WSU (Black 4Life)

Your support helps the Cougar Athletic Fund

WSU Black

Your support helps the Cougar Athletic Fund

WSU Gray

Your support helps the Cougar Athletic Fund

WSU (Crimson Coug Logo)

Your support helps the Cougar Athletic Fund

WSU (White Coug Logo)

Your support helps the Cougar Athletic Fund

Healthcare – Local Heroes

The Healthcare Local Heroes Gesa debit card provides the opportunity for you to support healthcare programs, services, and equipment in communities across Washington State.

Lynnwood High School Royals

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Southridge High School Suns

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Scriber Lake High School Panthers

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

River View High School Panthers

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Law Enforcement – Local Heroes

The Law Enforcement Local Heroes Gesa debit card provides the opportunity for you to support police officers in communities across Washington State.

Richland High School Bombers

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Pasco High School Bulldogs

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

New Horizons High School Phoenix

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Mountlake Terrace High School Hawks

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Meadowdale High School Mavericks

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

WSU (White Retro Coug)

Show your Cougs pride and support the students of Washington State University with every swipe!

Kiona-Benton City School District

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Kennewick High School Lions

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Kamiakin High School Braves

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Hanford High School Falcons

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Firefighters – Local Heroes

The Firefighters Local Heroes Gesa debit card provides the opportunity for you to support firefighters in communities across Washington State.

Eisenhower High School Cadets

Your support funds projects that enhance the educational experience in schools across the Yakima School District.

Edmonds School District Foundation

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Edmonds Heights District K-12 Falcons

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

WSU (White Retro Coug)

Show your Cougs pride and support the students of Washington State University with every swipe!

WSU (White Coug Logo)

Your support helps the Cougar Athletic Fund

WSU (Crimson Coug Logo)

Your support helps the Cougar Athletic Fund

WSU Gray

Your support helps the Cougar Athletic Fund

WSU Black

Your support helps the Cougar Athletic Fund

WSU (Black 4Life)

Your support helps the Cougar Athletic Fund

Highline College Thunderbirds

Your support funds emerging needs of the college community, such as emergency support for students and funding for staff and faculty driven projects.

Everett Community College Trojans

Your support funds areas of greatest need across the college community.

Columbia Basin College Hawks

Your support contributes to the Student Emergency Fund, which is used for books, supplies, rent, and tuition.

Heritage University

River’s Edge

Renton High School Redhawks

Lindbergh High School Eagles

Hazen High School Highlanders

West Valley High School

Prosser High School Mustangs

Vanguard Academy

Foss High School

Lincoln High School

Silas High School

Mount Tahoma

Stadium High School

Tacoma Public Schools

Tri-Tech Skills Center

Tri-Cities Prep

Talley High School Otters

Puyallup Digital Learning

Walker High School

Rogers High School

Puyallup High School

Emerald Ridge High School

Mid-Columbia

Ephrata High School

Pullman Public Schools

Pullman High School

Central Valley Highschool

Mica Peak High School

Ridgeline High School

Spokane Valley High School

University High School

Kiona-Benton City School District

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Moses Lake High School Mavericks

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Liberty Christian Patriots

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Chiawana High School Riverhawks

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

College Place High School Hawks

Your support helps fund students in Future Business Leaders of America attend state and national leadership conferences.

Columbia High School Coyotes

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Davis High School Pirates

Your support funds projects that enhance the educational experience in schools across the Yakima School District.

Delta High School

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Eastmont High School Wildcats

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Edmonds Heights District K-12 Falcons

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Edmonds School District Foundation

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Eisenhower High School Cadets

Your support funds projects that enhance the educational experience in schools across the Yakima School District.

Hanford High School Falcons

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Kamiakin High School Braves

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Kennewick High School Lions

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Naches Valley High School Rangers

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Lynnwood High School Royals

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Meadowdale High School Mavericks

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Mountlake Terrace High School Hawks

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

New Horizons High School Phoenix

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Pasco High School Bulldogs

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Richland High School Bombers

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

River View High School Panthers

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Scriber Lake High School Panthers

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Southridge High School Suns

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

St Patrick Saints

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Walla Walla High School Blue Devils

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Wenatchee Affinity Card

WestSide Affinity Card

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Edmonds-Woodway Warriors

Your support impacts students by funding academic programs, athletics, and extracurricular activities like DECA, music, FBLA, FFA, and more.

Healthcare – Local Heroes

The Healthcare Local Heroes Gesa debit card provides the opportunity for you to support healthcare programs, services, and equipment in communities across Washington State.

Firefighters – Local Heroes

The Firefighters Local Heroes Gesa debit card provides the opportunity for you to support firefighters in communities across Washington State.

Law Enforcement – Local Heroes

The Law Enforcement Local Heroes Gesa debit card provides the opportunity for you to support police officers in communities across Washington State.

Teachers – Local Heroes

The Teachers Local Heroes Gesa debit card provides the opportunity for you to support teachers in communities across Washington State.

Veterans – Local Heroes

The Veterans Local Heroes Gesa debit card provides the opportunity for you to support Veterans in communities across Washington State.

Forevergreen

With the Forevergreen debit card, we support tree-planting efforts in the Pacific Northwest every time you use your card.

Tri-City Americans

Take your Americans pride everywhere you go! Gesa is proud to be the official credit union of the Tri-City Americans.

Tri-City Dust Devils

The official Dust Devils debit card donates credit union funds to local youth baseball whenever you swipe.

Routing Number: 325181248

51 Gage Blvd. Richland, WA 99352

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LPL Financial Form CRS

Federally insured by NCUA

Equal Housing Opportunity

Co-op Shared
Branch

Notes & Fees Glossary

	Disclaimer
SmartPlus Checking	[APY] Minimum opening balance of $25 required if the account is opened online. In order to earn APY and receive unlimited domestic ATM fee refunds, you must meet the following requirements during each monthly qualifying period: provide and maintain valid email address, apply for and use your Visa debit card to make 15 debit card transactions that post and settle to your account, have at least one direct deposit of $200 or more post to your account, and enroll to receive eStatements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY will apply to the entire balance. Dividends on a SmartPlus Checking account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances must meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. No monthly fees and no minimum balance required to open or maintain account unless opened online. Fees could reduce earnings on the account. Limit of one SmartPlus Checking account per member. APY is accurate as of , the last dividend declaration date.	A7KD4W9LQXZT
Smart Checking	*There is a minimum opening balance requirement of $25.00 if the account is opened online. Regular users of Gesa’s electronic services may want to consider SmartPlus Checking for additional benefits. [Courtesy Pay]	M3VY82CNRLKP
Student Checking	[APY] Dividends on Student Checking Accounts are calculated using the daily balance method and will be credited to the member’s account every month. Rate may change after the account is opened. If you close your account before dividends are paid, you will not receive the accrued dividends. The minimum balance to open an account is $5.00, the par value of a share. Courtesy Pay is not offered on Student Checking Accounts. Only electronic transactions such as debit card or ACH transactions are permitted. Fees could reduce earnings on the accounts.	JXZ7V5MWLQ92
Smartplus Savings	[APY] In order to earn a high dividend rate, you must meet the following requirements during the qualifying monthly period: a) provide and maintain a valid email address; and b) be enrolled to receive e-statements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY would apply to the entire balance. Dividends on an SmartPlus Savings Account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances must meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limited to one SmartPlus Savings account per member.	P9T6QF2XJBLC
Smart Savings	[APY] Dividends on Smart Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings on the account.	Y4MKZ3WVTPQ8
High-Yield Savings	[APY] Dividends on the High Yield Savings account are calculated using the daily balance method and are paid monthly. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings.	NDLXQ98R5VTE
Money Market	[APY] Dividends for the Money Market Account are calculated using the daily balance method which applies a daily periodic rate to the balance in the account each day. You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. The minimum balance required to open this account is $2,500.00. There is a minimum average daily balance of $2,500.00 required to avoid a service fee for the calendar month. If the minimum average daily balance requirement is not met, you will be charged a service fee as stated in the Consumer Fee Schedule. New rates are set on the first of each month; rate may change after the account is opened. Fees could reduce earnings on the account.	GQ37ZVKY1WLM
Fixed Certificate	[APY] A penalty may be imposed for early withdrawal. Fees may reduce earnings. The minimum balance to open the certificate is stated in the chart. Early withdrawal penalties apply (a penalty may be imposed for withdrawals before maturity): If your account has an original maturity (term) of less than 12-months: The penalty will equal 90 days interest on the amount withdrawn subject to penalty. If your account has an original maturity (term) of 12-months or more – up to, but less than 36-months: The penalty will equal 180 days interest on the amount withdrawn subject to penalty. If your account has an original maturity of 36-months or more – up to, but less than 48-months: The penalty will equal 365 days interest on the amount withdrawn subject to penalty. If your account has an original maturity of 48-months or greater: The penalty will equal 540 days interest on the amount withdrawn subject to penalty. In certain circumstances such as the death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. For any account which earns an interest rate that may vary during the term such as a bump certificate, the interest rate we will use to calculate this early withdrawal penalty will be the interest rate in effect at the time of the withdrawal. You may make withdrawals of principal from your account before maturity. In making such withdrawals, your balance may not fall below the minimum or we will close your account. Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty. You can withdraw interest only on the crediting dates without penalty. A $500 minimum deposit is required for consumer, IRA, and business certiﬁcates. Early withdrawal penalties may apply and may reduce earnings. Certiﬁcate rate is for a limited time only and could end at any time. Stated rate as of the first day of the month.	H85PLKJXZ2QM
Bump Certificate	[APY] A penalty may be imposed for early withdrawal. Fees may reduce earnings. The minimum balance to open the certificate is stated in the chart. The Certificate owner must contact Gesa Credit Union to request the one-time rate increase on Bump Certificate accounts. The rate on the Bump Certificate will be changed on the following business day of the date Gesa Credit Union receives the request. The bump option can only be exercised once during the term of the Certificate and does not increase the term of the certificate. The new interest will not be applied retroactively. The new interest rate will be the interest rate we are then offering on regular certificates (non- bump rate certificates) that have the same term and minimum balance. Bump Certificates are only available for consumer and IRA Certificates. Early withdrawal penalties will apply. Minimum deposit balance must be maintained to earn APY and fees may reduce earnings on the account. Special offer for a limited time only.	RXNQ72MLYV9C

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About Gesa

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Resources

Quick Links

Pick your card and give back with every swipe.

$1 million

Awarded to local schools

Liberty Christian Patriots

Become a member and swipe for a better community.

Hazen High School Highlanders

Mount Tahoma

Silas High School

Lincoln High School

Foss High School

Vanguard Academy

Prosser High School Mustangs

Forevergreen

Heritage University

West Valley High School

Stadium High School

Lindbergh High School Eagles

Renton High School Redhawks

Talley High School Otters

Edmonds-Woodway Warriors

WestSide Affinity Card

Wenatchee Affinity Card

Walla Walla High School Blue Devils

Veterans – Local Heroes

Teachers – Local Heroes

Emerald Ridge High School

University High School

Spokane Valley High School

Ridgeline High School

Mica Peak High School

Central Valley Highschool

Pullman High School

Pullman Public Schools

Ephrata High School

Mid-Columbia

St Patrick Saints

Puyallup High School

Rogers High School

Walker High School

Puyallup Digital Learning

Tri-Tech Skills Center

River’s Edge

Tri-Cities Prep

Tacoma Public Schools

Naches Valley High School Rangers

Tri-City Dust Devils

Delta High School

Davis High School Pirates

Columbia High School Coyotes

College Place High School Hawks

Chiawana High School Riverhawks

Tri-City Americans

Liberty Christian Patriots

Moses Lake High School Mavericks

Eastmont High School Wildcats

Columbia Basin College Hawks

Everett Community College Trojans

Highline College Thunderbirds

WSU (Black 4Life)

WSU Black

WSU Gray

WSU (Crimson Coug Logo)

WSU (White Coug Logo)

Healthcare – Local Heroes

Lynnwood High School Royals

Southridge High School Suns

Scriber Lake High School Panthers

River View High School Panthers

Law Enforcement – Local Heroes

Richland High School Bombers

Pasco High School Bulldogs

New Horizons High School Phoenix