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The Spokane Pavilion is now Gesa Credit Union Pavilion

Gesa has secured exclusive naming rights for the Spokane Pavilion at Riverfront Park.

Gesa Credit Union Donates $40K to Memorial Foundation

Gesa Credit Union has donated $40,000 through Children’s Miracle Network Hospitals to its longtime partner, the Memorial Foundation. The donation supports pediatric healthcare programs at MultiCare Yakima Memorial Hospital and Children’s Village. This year, Gesa bid and donated $40,000 for an electric jeep, presented to Julio, a four-year-old patient, at Gesa’s headquarters. “We are honored to partner with the Memorial

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Images of the 5 Puyallup School District Debit Cards

Gesa Credit Union Partners with Puyallup School District to Launch Five Fundraising Affinity Cards Benefitting Local Schools

Gesa Credit Union has partnered with the Puyallup School District to launch five new co-branded Affinity Debit Cards to support local students. Each swipe of these cards will raise funds for Emerald Ridge High School, Puyallup Digital High School, Puyallup High School, Rogers High School, and Walker High School, benefiting their academic, athletic, and extracurricular programs. Since its launch in

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School district represents stand holding checks representing the money Gesa has donated to them in 2024

Gesa Credit Union Provides Local School Districts with More Than $380,000 to Support Education Programs

Gesa Credit Union is awarding more than $380,000 to partner school districts across Washington through its Affinity Debit Card Program, the largest annual contribution to date. The funds will enhance academic programs, and support extracurricular activities and athletics. “We believe in the power of education to transform lives and communities,” said Brandon Allison, AVP of Training, Education and Community Outreach.

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Gesa Credit Union Welcomes Industry Veteran as New Vice President of Internal Audit

Gesa Credit Union has appointed Lance Johnson as Vice President of Internal Audit, effective August 21. With over 34 years of experience in financial oversight and risk management, Johnson will enhance Gesa’s internal controls and asset safety. He will lead the internal audit team, develop comprehensive audit plans, and conduct annual risk assessments. “His extensive expertise in audit and compliance

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Two coworkers discussing work at a desk with multiple computer monitors. A blonde woman listens attentively while a man gestures, explaining something. The office setting is modern with technology visible.

Gesa Credit Union Joins Metal Blockchain’s Banking Innovation Program

Gesa Credit Union is excited to participate in Metal Blockchain’s Banking Innovation Program, marking a step forward in our efforts to explore avenues of integrating advanced technology into our services. This collaboration will look toward transformative applications of blockchain technology, including digital identity solutions, single sign-on services, private subnets, and asset tokenization. These initiatives could revolutionize how we offer

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Gesa Announces Two New Additions to Executive Leadership Team

Gesa Credit Union warmly welcomes Kurt Johnson as the new Chief Financial Officer and Steve Tagnolli as Vice President of Home Loans. Kurt brings over 27 years of financial expertise, significantly strengthening our strategic planning and financial management. Steve, with 20 years of experience in the mortgage industry, will lead efforts to expand and improve our home loan services. These

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Image of a smiling graduate wearing a black cap with a blue tassel and a blue graduation stole over a black gown. He is standing in front of a building, with other graduates visible in the background.

37 Students Receive $100,000 in Gesa Scholarships

This year, Gesa Credit Union is delighted to award over $100,000 in scholarships to 37 deserving students within the Pacific Northwest. Since its launch in 1987, our scholarship program has contributed more than $1.1 million, helping students start on or continue their higher education journeys, including those managing student loans. Each scholarship underscores Gesa’s commitment to the communities we call

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Gesa Internship Program

Gesa Credit Union recently expanded its high school work program by opening a new branch at Renton High School. Launched in 2000 with Richland High School, the program now includes 12 high schools across Eastern Washington, providing students with real banking experience as paid interns. Students learn essential financial skills, such as managing transactions and understanding financial principles. Today, the

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Opening of Renton HSCU

Gesa Credit Union is excited to unveil its new student-run branch at Renton High School, the latest in its High School Credit Union program. This initiative offers 15 DECA students roles as Student Tellers and a leadership position for one student as the Campus Branch Manager. Since 2000, Gesa has been integrating real-world financial industry experience into high school curriculums.

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Wildfire Relief Fund / Gesa Cares

Introducing the Forevergreen Card, a beacon of sustainability in the realm of financial transactions. As a pivotal component of Gesa’s Affinity Card program, the Forevergreen Card embodies a commitment to environmental stewardship with every swipe. Unlike conventional debit cards, each transaction with the Forevergreen Card contributes to a noble cause: the planting of trees. Through this innovative initiative, Gesa empowers

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Forevergreen Card Launch

Gesa Credit Union Partners with the Arbor Day Foundation to Launch New “Forevergreen” Affinity Card in Honor of National Arbor Day (TCJOB – announces launch of new Forevergreen Affinity Debit Card in support of the Arbor Day Foundation’s efforts to reforest the Pacific Northwest. The Forevergreen card is the sixth card to join Gesa’s Local Heroes Affinity Cards that support

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Brick Gesa Credit Union building with a parking lot in front.

Post Falls Branch Opening

Gesa Credit Union proudly announces the opening of its inaugural full-service branch outside Washington state, nestled in the vibrant community of Post Falls, Idaho. Serving as a pivotal hub for Gesa’s expanding presence in Idaho, this branch offers a comprehensive range of personal and business banking services, including loans and mortgages. Complementing these offerings is Gesa’s Commercial Loan Center in

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Affinity Card Program – 2023

Gesa Credit Union’s Affinity Debit Card Program has contributed over $340,000 to support education in Washington, empowering students and educators alike.

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Stock the Sock

Gesa worked with numerous Local Heroes organizations across the state to distribute donation gifts to their local communities.

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Gesa University Launch

Gesa Credit Union launches Gesa University, offering free online financial literacy courses covering six key stages of financial life, aiming to combat low financial literacy levels based on statistics showing significant financial losses due to lack of knowledge.

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Gesa Partners with Prosser High School

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Sound the Alarm

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	Disclaimer
SmartPlus Checking	[APY] Minimum opening balance of $25 required if the account is opened online. In order to earn APY and receive unlimited domestic ATM fee refunds, you must meet the following requirements during each monthly qualifying period: provide and maintain valid email address, apply for and use your Visa debit card to make 15 debit card transactions that post and settle to your account, have at least one direct deposit of $200 or more post to your account, and enroll to receive eStatements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY will apply to the entire balance. Dividends on a SmartPlus Checking account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances must meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. No monthly fees and no minimum balance required to open or maintain account unless opened online. Fees could reduce earnings on the account. Limit of one SmartPlus Checking account per member. APY is accurate as of , the last dividend declaration date.	A7KD4W9LQXZT
Smart Checking	*There is a minimum opening balance requirement of $25.00 if the account is opened online. Regular users of Gesa’s electronic services may want to consider SmartPlus Checking for additional benefits. [Courtesy Pay]	M3VY82CNRLKP
Student Checking	[APY] Dividends on Student Checking Accounts are calculated using the daily balance method and will be credited to the member’s account every month. Rate may change after the account is opened. If you close your account before dividends are paid, you will not receive the accrued dividends. The minimum balance to open an account is $5.00, the par value of a share. Courtesy Pay is not offered on Student Checking Accounts. Only electronic transactions such as debit card or ACH transactions are permitted. Fees could reduce earnings on the accounts.	JXZ7V5MWLQ92
Smartplus Savings	[APY] In order to earn a high dividend rate, you must meet the following requirements during the qualifying monthly period: a) provide and maintain a valid email address; and b) be enrolled to receive e-statements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY would apply to the entire balance. Dividends on an SmartPlus Savings Account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances must meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limited to one SmartPlus Savings account per member.	P9T6QF2XJBLC
Smart Savings	[APY] Dividends on Smart Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings on the account.	Y4MKZ3WVTPQ8
High-Yield Savings	[APY] Dividends on the High Yield Savings account are calculated using the daily balance method and are paid monthly. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings.	NDLXQ98R5VTE
Money Market	[APY] Dividends for the Money Market Account are calculated using the daily balance method which applies a daily periodic rate to the balance in the account each day. You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. The minimum balance required to open this account is $2,500.00. There is a minimum average daily balance of $2,500.00 required to avoid a service fee for the calendar month. If the minimum average daily balance requirement is not met, you will be charged a service fee as stated in the Consumer Fee Schedule. New rates are set on the first of each month; rate may change after the account is opened. Fees could reduce earnings on the account.	GQ37ZVKY1WLM
Fixed Certificate	[APY] A penalty may be imposed for early withdrawal. Fees may reduce earnings. The minimum balance to open the certificate is stated in the chart. Early withdrawal penalties apply (a penalty may be imposed for withdrawals before maturity): If your account has an original maturity (term) of less than 12-months: The penalty will equal 90 days interest on the amount withdrawn subject to penalty. If your account has an original maturity (term) of 12-months or more – up to, but less than 36-months: The penalty will equal 180 days interest on the amount withdrawn subject to penalty. If your account has an original maturity of 36-months or more – up to, but less than 48-months: The penalty will equal 365 days interest on the amount withdrawn subject to penalty. If your account has an original maturity of 48-months or greater: The penalty will equal 540 days interest on the amount withdrawn subject to penalty. In certain circumstances such as the death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. For any account which earns an interest rate that may vary during the term such as a bump certificate, the interest rate we will use to calculate this early withdrawal penalty will be the interest rate in effect at the time of the withdrawal. You may make withdrawals of principal from your account before maturity. In making such withdrawals, your balance may not fall below the minimum or we will close your account. Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty. You can withdraw interest only on the crediting dates without penalty. A $500 minimum deposit is required for consumer, IRA, and business certiﬁcates. Early withdrawal penalties may apply and may reduce earnings. Certiﬁcate rate is for a limited time only and could end at any time. Stated rate as of the first day of the month.	H85PLKJXZ2QM
Bump Certificate	[APY] A penalty may be imposed for early withdrawal. Fees may reduce earnings. The minimum balance to open the certificate is stated in the chart. The Certificate owner must contact Gesa Credit Union to request the one-time rate increase on Bump Certificate accounts. The rate on the Bump Certificate will be changed on the following business day of the date Gesa Credit Union receives the request. The bump option can only be exercised once during the term of the Certificate and does not increase the term of the certificate. The new interest will not be applied retroactively. The new interest rate will be the interest rate we are then offering on regular certificates (non- bump rate certificates) that have the same term and minimum balance. Bump Certificates are only available for consumer and IRA Certificates. Early withdrawal penalties will apply. Minimum deposit balance must be maintained to earn APY and fees may reduce earnings on the account. Special offer for a limited time only.	RXNQ72MLYV9C

Disclaimer

SmartPlus Checking

[APY]

Minimum opening balance of $25 required if the account is opened online.

In order to earn APY and receive unlimited domestic ATM fee refunds, you must meet the following requirements during each monthly qualifying period: provide and maintain valid email address, apply for and use your Visa debit card to make 15 debit card transactions that post and settle to your account, have at least one direct deposit of $200 or more post to your account, and enroll to receive eStatements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY will apply to the entire balance.

Dividends on a SmartPlus Checking account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances must meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. No monthly fees and no minimum balance required to open or maintain account unless opened online. Fees could reduce earnings on the account. Limit of one SmartPlus Checking account per member. APY is accurate as of , the last dividend declaration date.

A7KD4W9LQXZT

Smart Checking

*There is a minimum opening balance requirement of $25.00 if the account is opened online.
Regular users of Gesa’s electronic services may want to consider SmartPlus Checking for additional benefits.
[Courtesy Pay]

M3VY82CNRLKP

Student Checking

[APY]

Dividends on Student Checking Accounts are calculated using the daily balance method and will be credited to the member’s account every month. Rate may change after the account is opened. If you close your account before dividends are paid, you will not receive the accrued dividends. The minimum balance to open an account is $5.00, the par value of a share. Courtesy Pay is not offered on Student Checking Accounts. Only electronic transactions such as debit card or ACH transactions are permitted. Fees could reduce earnings on the accounts.

JXZ7V5MWLQ92

Smartplus Savings

[APY]

In order to earn a high dividend rate, you must meet the following requirements during the qualifying monthly period: a) provide and maintain a valid email address; and b) be enrolled to receive e-statements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY would apply to the entire balance.

Dividends on an SmartPlus Savings Account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances must meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limited to one SmartPlus Savings account per member.

P9T6QF2XJBLC

Smart Savings

[APY]

Dividends on Smart Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings on the account.

Y4MKZ3WVTPQ8

High-Yield Savings

[APY]

Dividends on the High Yield Savings account are calculated using the daily balance method and are paid monthly. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings.

NDLXQ98R5VTE

Money Market

[APY]

Dividends for the Money Market Account are calculated using the daily balance method which applies a daily periodic rate to the balance in the account each day. You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. The minimum balance required to open this account is $2,500.00. There is a minimum average daily balance of $2,500.00 required to avoid a service fee for the calendar month. If the minimum average daily balance requirement is not met, you will be charged a service fee as stated in the Consumer Fee Schedule. New rates are set on the first of each month; rate may change after the account is opened. Fees could reduce earnings on the account.

GQ37ZVKY1WLM

Fixed Certificate

[APY]

A penalty may be imposed for early withdrawal. Fees may reduce earnings. The minimum balance to open the certificate is stated in the chart.

Early withdrawal penalties apply (a penalty may be imposed for withdrawals before maturity):

If your account has an original maturity (term) of less than 12-months: The penalty will equal 90 days interest on the amount withdrawn subject to penalty.

If your account has an original maturity (term) of 12-months or more – up to, but less than 36-months: The penalty will equal 180 days interest on the amount withdrawn subject to penalty.

If your account has an original maturity of 36-months or more – up to, but less than 48-months: The penalty will equal 365 days interest on the amount withdrawn subject to penalty.

If your account has an original maturity of 48-months or greater: The penalty will equal 540 days interest on the amount withdrawn subject to penalty.

In certain circumstances such as the death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. For any account which earns an interest rate that may vary during the term such as a bump certificate, the interest rate we will use to calculate this early withdrawal penalty will be the interest rate in effect at the time of the withdrawal. You may make withdrawals of principal from your account before maturity. In making such withdrawals, your balance may not fall below the minimum or we will close your account. Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty. You can withdraw interest only on the crediting dates without penalty.

A $500 minimum deposit is required for consumer, IRA, and business certiﬁcates. Early withdrawal penalties may apply and may reduce earnings. Certiﬁcate rate is for a limited time only and could end at any time. Stated rate as of the first day of the month.

H85PLKJXZ2QM

Bump Certificate

[APY]

A penalty may be imposed for early withdrawal. Fees may reduce earnings. The minimum balance to open the certificate is stated in the chart.

The Certificate owner must contact Gesa Credit Union to request the one-time rate increase on Bump Certificate accounts. The rate on the Bump Certificate will be changed on the following business day of the date Gesa Credit Union receives the request. The bump option can only be exercised once during the term of the Certificate and does not increase the term of the certificate. The new interest will not be applied retroactively. The new interest rate will be the interest rate we are then offering on regular certificates (non- bump rate certificates) that have the same term and minimum balance. Bump Certificates are only available for consumer and IRA Certificates. Early withdrawal penalties will apply. Minimum deposit balance must be maintained to earn APY and fees may reduce earnings on the account. Special offer for a limited time only.

RXNQ72MLYV9C

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51 Gage Blvd. Richland, WA 99352

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