Skip Menu
Gesa Credit Union will be closed on [X] for [X]. This includes all branches and our Member Contact Center. Regular hours will resume the next business day. Learn more about our holiday hoursGesa Day of Service.
We have a vacancy on our Supervisory Committee. Learn More about how you could help shape the future of Gesa Credit Union.

Promotions –

Crimson and gray all the way

Active Promotions

Football Tickets

Score a great deal on WSU football home game tickets.

WSU Cards

WSU Affinity Cards

Open a SmartPlus Checking account and start earning more today.

Kick off the season right

Grab a WSU Affinity card to showcase your Cougar pride. Every swipe gives back to Cougar Athletics and helps move the chains.

Get your WSU Tickets

WSU vs Portland

Saturday,
August 31

Saturday,
September 7

WSU vs. Hawaii

Saturday,
October 19

Proud sponsor of WSU Athletics

$412,000+

Dollars given to the Cougar Athletic Fund

At Gesa Credit Union, we understand the financial demands placed on students. We’re proud to support our collegiate students on the field and in the classroom. Every dollar helps move them one step closer toward achieving their goals. 

WSU Sponsor

Notes and Fees

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

APY is accurate as of 03/04/23, the last dividend declaration date.
Minimum opening balance of $25 required if the account is opened online.

In order to earn 7.00% APY and receive unlimited domestic ATM fee refunds, you must meet the following requirements during each monthly qualifying period: provide and maintain valid email address, apply for and use your Visa Debit Card to make 15 debit card transactions that post and settled to your account, have at least one direct deposit of $200 or more post to your account, and enroll to receive eStatements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY will apply to the entire balance. The APYs range from 0.01% – 7.00% for tiered rate checking account, depending on account and balance.

Dividends on a SmartPlus Checking account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances must meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. No monthly fees and no minimum balance required to open or maintain account unless opened online. Fees could reduce earnings on the account. Limit of one SmartPlus Checking account per member.

Pick your card

You must be a member to apply for a WSU card.

Not a member? Join now

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business East

Business Visa:
A low-rate card made for business owners.

Learn More

We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

You can easily change your debit card through our affinity form.

Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* * * * *