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Phishing and Vishing

Some members have received fraudulent “phishing” email purporting to be from Gesa. The fraudulent email asks you to click on a link. The next page usually appears to be a Gesa Credit Union web site page. This is the beginning of the phishing attempt to defraud you. Never attempt to enter Gesa’s Online Banking through a link in an email.

The purpose of these emails is to trick you into entering private and sensitive financial information, such as a PIN, user name, and other account information. With this information, an identity thief may gain access to your account information or use your credit to steal from you.

What is Phishing?

“Phishing” is the use of e-mail and fraudulent web sites to trick recipients into disclosing personal financial information, such as credit card numbers, Social Security numbers, account names, passwords, and addresses.

Report Phishing

The Anti-Phishing Working Group, a consortium of ISPs, security vendors, financial institutions and law enforcement agencies, has initiated a phishing report email box. If you suspect you’ve received a phishing email, just forward it to [email protected].

It’s important to remember that Gesa will never ask you to enter sensitive and private information on a site through an email solicitation. Never trust a request for this type of information from an unsolicited email! Call Gesa’s Member Contact Center if you have any questions.

Vishing Calls that Pretend to be Calls from Gesa

Members and non-members are reporting some vishing that purports to be calls from Gesa. Most of these calls appear to be legitimate numbers that are being ‘spoofed’ onto Caller IDs so the real phone numbers cannot be tracked or shut down. Neither Gesa nor our systems have been compromised, and we are doing everything we can to get these scams shut down.

Never give out personal information when the phone call or e-mail is unsolicited. However, if you do experience a loss, please notify Gesa within 60 days of the fraudulent transaction. Report information by calling (888) 946-4372, or email [email protected].

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Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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